Is it time to refinance? Lock in our discounted interest rate for 1 year. (For new money only)
No redraw fees
No ongoing fees
Principal and Interest repayments
Automatic repayment from salary
Owner occupied home loan
Here's a list of everything that you'll need to apply for a home loan with us.
Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit
Latest 3 months statements (all pages) of all bank accounts
Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)
A recent copy of rental lease or if boarding, a letter from the owner
Council Rates notice for all properties owned
Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.
To generate a Key Facts Sheet for our home loans, please click the button below.
At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates,
When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.
1Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply. Only first home buyers are eligible for “The Savvy First Home Buyer Loan” which offers an ongoing discount of 0.50% off our Intelligent Mortgage Variable Loan Rate for the first 3 years after funding. This product is only available for owner occupied, principal & interest loans. Not available for the refinance of existing LCU loans.
2Comparison rate based on a loan of $150,000 over 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Disclaimer: “Does not include 3rd Party & Government charges such as: Lenders mortgage Insurance, Lands and Titles, Stamp duty, Valuation or Solicitors fees involved with setting up a home loan and amounts do vary per State & Territory”
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