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Intelligent Mortgage
Variable

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Intelligent
Mortgage Variable

6.19
%
variable
interest
rate1
PA
6.25
%
comparison
rate2
PA

If you’re looking to fund your next home purchase, or simply refinance your existing loan for a better deal, then look no further than LCU’s Intelligent Mortgage Variable.

100% offset

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

 

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Key Feature

Interest Rates
Compare home loan rates
Variable Interest Rate
6.19%
Comparison Rate
6.25%
Fee
Annual Fee
0
Monthly Fee
0
Redraw Fee
0
Features
Early repayments without penalty
Yes
Offset Account
100% offset available
Automatic Deposits (salary / account)
Yes
Minimum Amount
50,000
Maximum borrowing capacity (LVR)
80%
Maximum Term in Years
30
Redraw Facility
Yes
Repayments
Weekly, fortnightly or monthly

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What do I need to apply?

Here's a list of everything that you'll need to apply for a home loan with us.

Home loan checklist

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

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How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

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Call us (02) 9859 0555
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Key Facts Sheets

To generate a Key Facts Sheet for our home loans, please click the button below.

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Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates,

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Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

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Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a loan of $150,000 over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.