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Loan Rates

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Home Loans

Product Interest Rate Comparison Rate1
Introductory Home Loan Offer 1 year fixed 6.29% pa 6.27% pa
Savvy First Home Buyer Loan 5.69% pa 6.11% pa
Intelligent Mortgage Variable 6.19% pa 6.25% pa
Intelligent Mortgage Loan 300 5.95% pa 6.01% pa
Intelligent Mortgage 1 year fixed 6.59% pa 6.30% pa
Intelligent Mortgage 2 year fixed 7.24% pa 6.46% pa
Interest Only Home Loan 1 year fixed 6.75% pa 6.28% pa
Interest Only Home Loan 2 year fixed 7.24% pa 6.40% pa
Bridging Loan 1 year fixed 7.99% pa 8.63% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Property Investment Loans

Product Interest Rate Comparison Rate1
Property Investment Mortgage Variable 6.19% pa 6.25% pa
Property Investment Mortgage 1 year fixed 6.59% pa 6.30% pa
Property Investment Mortgage 2 years fixed 7.24% pa 6.46% pa
Property Investment Mortgage Interest Only 1 year fixed 6.75% pa

6.28% pa

Property Investment Mortgage Interest Only 2 year fixed 7.24% pa 6.40% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Car Loans

Product Interest Rate Comparison Rate2
New Car Loan Sale 8.05% pa 8.09% pa
Green Car Loan 9.50% pa 9.54% pa
New Wheels Car Loan 9.50% pa 9.54% pa
Savvy First Car Loan3 10.00% pa 10.04% pa
Drive Away Car Loan 10.50% pa 10.54% pa

2The comparison rate is based on a $30,000 secured loan for a term of 5 years.
3To be eligible for the Savvy First Car Loan rate you must be aged 18 - 35 and this loan must be for the purchase of your first vehicle.

Personal Loans

Product Interest Rate Comparison Rate4
Green Personal Loan 9.25% pa 9.28% pa
Share Loan 13.65% pa 13.68% pa
Personal Loan 15.25% pa 15.25% pa
Home Renovation Loan 10.85% pa 10.88% pa

4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years.

Overdrafts

Product Interest Rate
Overdraft 15.90% pa
Lifestyle Account Overdraft 6.92% pa
Rates current as at 01/10/2023 and subject to change.

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