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Property Investment
Mortgage Interest Only

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Property Investment
Mortgage Interest Only

6.75
%
fixed
interest
rate1
PA
6.31
%
comparison
rate2
PA

Our Interest Only Investment Loan option offers you flexibility on your investment loans. This allows investors to maximise the benefits that may be obtained through negative gearing.

The interest rate is fixed for one or two years initially; it may then be transferred to the property investment variable rate, or renegotiated for a further 12/24 months at the prevailing Interest Only rate.

No redraw fees

No ongoing fees

Fixed Rate

Automatic repayment from salary

 

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Key Feature

Interest Rates
Compare home loan rates
Fixed Interest Rate
6.75
Comparison Rate
6.31
Fee
Annual Fee
0
Monthly Fee
0
Redraw Fee
0
Application Fee
200
Features
Early repayments without penalty
Yes
Automatic Deposits (salary / account)
Yes
Minimum Amount
50,000
Maximum borrowing capacity (LVR)
80%
Maximum Term in Years
30
Redraw Facility
Yes
Additional Repayments
Up to 10,000
Repayments
Weekly, fortnightly or monthly

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What do I need to apply?

Here's a list of everything that you'll need to apply for a home loan with us.

Home loan checklist

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

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How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

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Call us (02) 9859 0555
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Key Facts Sheets

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Take a look at our Investment Loans

At LCU, we have a wide range of investment loans which have been tailored to suit your needs. For full details on our various loans and rates,

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Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

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Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a loan of $150,000 over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view the Target Market Determination for this product here