Looking to lower your repayments or find a better interest rate?

Welcome to Laboratories Credit Union - Your Trusted Partner for Mortgage Refinancing

Are you looking to lower your monthly mortgage payments or simply want to secure a better interest rate? Look no further than Laboratories Credit Union. With our years of expertise and commitment to our members, we're here to help you navigate the world of mortgage refinancing with ease.

Why Choose Laboratories Credit Union for Mortgage Refinancing?

Member-Centric Approach: At Laboratories Credit Union, you’re not just a customer – you’re a valued member of our community. We understand your unique financial goals and tailor our refinancing solutions to match your needs.

  • Competitive Rates: Benefit from our competitive interest rates that can potentially lower your monthly payments and save you money over the life of your loan.
  • Simplified Process: Our streamlined application process makes refinancing hassle-free. Our experienced team will guide you every step of the way, ensuring a smooth and efficient experience.
  • Local Expertise: As a local credit union, we understand the intricacies of the local market. Our team has in-depth knowledge of the community.

How Our Mortgage Refinancing Works:

Consultation: Schedule a consultation with our refinancing experts. We’ll review your current mortgage and financial goals to determine the best refinancing options for you.

Customized Solutions: Based on your needs, we’ll present you with a range of refinancing solutions, including rate and term adjustments.

Application Made Easy: Our user-friendly application process minimizes paperwork and speeds up approval. Our team will be available to assist you at every stage.

Approval and Closing: Once your application is approved, we’ll work diligently to finalize the details. You’ll be updated regularly, ensuring a transparent and stress-free experience.

Enjoy the Benefits: Whether you’re saving money, accessing funds, or securing a better rate, you’ll start reaping the benefits of your refinanced mortgage.

Join Laboratories Credit Union Today!

As a Laboratories Credit Union member, you’re not just refinancing your mortgage – you’re taking a step towards a brighter financial future. Join our community of satisfied members who have experienced the Laboratories Credit Union difference.

Ready to get started? Reach out to our refinancing experts to schedule your consultation.

Home Loan


Is it time to refinance? Lock in our discounted interest rate for 1 year. (For new money only)

No redraw fees

No ongoing fees

Principal and Interest repayments

Automatic repayment from salary

Owner occupied home loan


Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates,

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

our offers

Our home loans offers

With an LCU home loan you can expect the following:

100% offset

No redraw fees

No ongoing fees

Early repayment options without penalty for variable rate home loans

Variable and lump sum repayments

Automatic repayment from salary

Apply online
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Quick Start home loan application Apply online now
Call us (02) 9859 0585
Our home loan application form Download now
Visit us at our branch Contact Us
Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.