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Investment loans

Investment loans for every need with tools,
calculators and guides to help you choose.

Tools & Calculators
Refinance your home loan
Owner Occupied Loans
Home Loan Key Facts Sheet

Simple Home Loan
Investment

5.60
%
variable
interest
rate1
PA
5.62
%
comparison
rate2
PA

Wanting to keep it simple? Low rate. No ongoing fees. Just repayments.

  • No account keeping or annual fees
  • Variable rate loan
  • Available for Investment Loans
  • Make unlimited additional repayments with no penalties
  • Easy repayment options to choose your method or set up salary deductions
Find out more
Apply online Book appointment

Investment
Mortgage Variable

6.25
%
variable
interest
rate1
PA
6.27
%
comparison
rate2
PA

Looking to fund your next investment home purchase? LCU’s Investment Mortgage Variable loan features:

Offset facility available

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

 

Find out more
Apply online Book appointment

Investment
Mortgage Fixed

1 Year Fixed

6.25
%
1
year
fixed
interest
rate1
PA
6.27
%
1
year
fixed
comparison
rate2
PA

2 Year Fixed

6.25
%
2
year
fixed
interest
rate1
PA
5.27
%
2
year
fixed
comparison
rate1
PA

Lock in one of our competitive interest rates for 1 or 2 years. This option gives you security knowing the rates won’t change during the locked period.

Fee free redraw facility

No account keeping or annual fees

Fixed rate loan

Easy repayment options to choose your method or set up salary deductions

 

Find out more
Apply online Book appointment

Investment
Mortgage Variable
Interest Only

6.49
%
variable
interest
rate1
PA
6.51
%
comparison
rate2
PA

Looking to fund your next investment home purchase? LCU’s Investment Mortgage Variable loan features:

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

Find out more
Apply online Book appointment

Investment
Mortgage Fixed
Interest Only

1 Year Fixed

6.49
%
1
year
fixed
interest
rate1
PA
6.29
%
1
year
fixed
comparison
rate1
PA

2 Year Fixed

6.49
%
2
year
fixed
interest
rate2
PA
6.31
%
2
year
fixed
comparison
rate2
PA

Our Interest Only Investment Loan option offers you flexibility on your investment loans. This allows investors to maximise the benefits that may be obtained through negative gearing.

The interest rate is fixed for one or two years initially; it may then be transferred to the investment variable rate, or renegotiated for a further 12/24 months at the prevailing Interest Only rate.

Fee free redraw facility

No account keeping or annual fees

Fixed rate loan

Easy repayment options to choose your method or set up salary deductions

Find out more
Apply online Book appointment
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Apply for a Home Loan Apply online now
Get in touch with our team Call us
Email your enquiry to our team Email us
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Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Please view the Target Market Determination for this product here

Disclaimer: “Does not include 3rd Party & Government charges such as: Lenders mortgage Insurance, Lands and Titles, Stamp duty, Valuation or Solicitors fees involved with setting up a home loan and amounts do vary per State & Territory”