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Investment loans

Investment loans for every need with tools,
calculators and guides to help you choose.

Tools & Calculators
First home buyer
Refinance your home loan
Home Loan Key Facts Sheet

Property Investment
Mortgage Variable

6.19
%
variable
interest
rate1
PA
6.30
%
comparison
rate2
PA

Looking to fund your next investment home purchase? LCU’s Property Investment Mortgage Variable loan features:

100% offset

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

 

Find out more
Apply online Book appointment

Property Investment
Mortgage Fixed

1 Year Fixed

6.59
%
1
year
fixed
interest
rate1
PA
6.34
%
1
year
fixed
comparison
rate2
PA

2 Year Fixed

7.24
%
2
year
fixed
interest
rate1
PA
6.51
%
2
year
fixed
comparison
rate1
PA

Lock in one of our competitive interest rates for 1 or 2 years. This option gives you security knowing the rates won’t change during the locked period.

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

 

Find out more
Apply online Book appointment

Property Investment
Mortgage Interest Only

6.75
%
fixed
interest
rate1
PA
6.31
%
comparison
rate2
PA

Our Interest Only Investment Loan option offers you flexibility on your investment loans. This allows investors to maximise the benefits that may be obtained through negative gearing.

The interest rate is fixed for one or two years initially; it may then be transferred to the property investment variable rate, or renegotiated for a further 12/24 months at the prevailing Interest Only rate.

No redraw fees

No ongoing fees

Fixed Rate

Automatic repayment from salary

 

Find out more
Apply online Book appointment
our offers

Our home loans offers

With an LCU home loan you can expect the following:

100% offset

No redraw fees

No ongoing fees

Early repayment options without penalty for variable rate home loans

Variable and lump sum repayments

Automatic repayment from salary
Apply online
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Quick Start home loan application Apply online now
Call us (02) 9859 0555
Our home loan application form Download now
Visit us at our branch Contact Us
Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Please view the Target Market Determinations for these products here