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Home loans

Home loans for every need with tools,
calculators and guides to help you choose.

Home › Home Loan Landing Page

Tools & Calculators

First home buyer

Refinance your home loan

Home Loans Rates

Intelligent
Mortgage Variable

5.95

%

variable
interest
rate¹

PA

6.06

%

comparison
rate²

PA

If you’re looking to fund your next home purchase, or simply refinance your existing loan for a better deal, then look no further than LCU’s Intelligent Mortgage Variable.

100% offset

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

 

Find out more

Apply online Book appointment

Our offers

Lock in your rate today

Rate lock available | Fee applies

Apply now

Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates,

Compare rates

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

Book appointment

our offers

Our home loans offers

With an LCU home loan you can expect the following:

100% offset No redraw fees No ongoing fees

Early repayment options without penalty for variable rate home loans Variable and lump sum repayments Automatic repayment from salary

Apply online

Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Quick Start home loan application Apply online now

Call us (02) 9859 0585

Visit us at our branch Contact us

Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.
2 Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Please view the Target Market Determinations here