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Personal
Loans

Personal loans for every need with tools,
calculators and guides to help you choose.

Tools & Calculators

Personal Loan

15.25
%
variable
interest
rate1
PA
15.55
%
comparison
rate2
PA

Whatever the purpose, LCU’s Personal Loan will have you indulging in no time.

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

Find out more
Apply online Book appointment

Home Renovation
Loan

10.85
%
variable
interest
rate1
PA
11.14
%
comparison
rate2
PA

If you are a property owner or have your current home loan with LCU and you are looking to renovate your home with a short-term personal loan, the LCU Home Renovation Loan might be just what you’re looking for.

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

Great for making those big purchases for your home

 

Find out more
Apply online Book appointment

Overdraft

15.90
%
variable
interest
rate1
PA

Looking for a cheaper and flexible credit card alternative?

Then why not make use of the LCU overdraft facility? The LCU overdraft facility is designed to allow you to cover those unexpected expenses that might catch you off guard.

Peace of mind

Convenient

Availability of funds

Variable rate

Linked to your S1 On Call Account

No account keeping or annual fees

Find out more
Apply online Book appointment
our offers

Our personal loans offers

With an LCU personal loan you can expect the following:

Fee free redraw facility

No account keeping or annual fees

Repayments can be made weekly, fortnightly or monthly

Easy repayment options to choose your method or set up salary deductions

Make unlimited additional repayments with no penalties
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Apply for a Personal Loan Apply online now
Get in touch with our team Call us
Email your enquiry to our team Email us
Visit us at our branch Our location
Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view our Target market determination forms here