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Personal
Loans

Personal loans for every need with tools,
calculators and guides to help you choose.

Tools & Calculators

Personal
Loan

15.25
%
variable
interest
rate1
PA
15.55
%
comparison
rate2
PA

Whatever the purpose, LCU’s Personal Loan will have you indulging in no time.

No monthly, yearly or annual loan keeping fees

Fee free redraw facility

Fee free extra repayments & no early repayment fees

Variable rate

Automatic repayment from salary

Find out more
Apply online Book appointment

Overdraft

15.90
%
variable
interest
rate1
PA

Looking for a cheaper and flexible credit card alternative?

Then why not make use of the LCU overdraft facility? The LCU overdraft facility is designed to allow you to cover those unexpected expenses that might catch you off guard.

Peace of mind

Convenient

Availability of funds

Find out more
Apply online Book appointment

Home Renovation
Loan

10.85
%
variable
interest
rate1
PA
11.14
%
comparison
rate2
PA

If you are a property owner or have your current home loan with LCU and you are looking to renovate your home with a short-term personal loan, the LCU Home Renovation Loan might be just what you’re looking for.

No monthly, yearly or annual loan keeping fees

Fee free redraw facility

Fee free extra repayments & no early repayment fees

Variable rate

Automatic repayment from salary

Great for making those big purchases for your home

 

Find out more
Apply online Book appointment
our offers

Our loans offers

With an LCU loan you can expect the following:

No redraw fees

No ongoing fees

Automatic repayment from salary

Early repayment options without penalty

Variable and lump sum repayments
Apply online
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Loan application Apply online now
Call us (02) 9859 0585
Enquire Enquire online
Visit us at our branch Contact Us
Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view our Target market determination forms here