The LCU Mobile Banking App will be updated in March 2026. Further information will be provided shortly through our usual communication channels.

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Car loans

Car loans for every need with tools,
calculators and guides to help you choose.

Tools & Calculators

New Car Loan
Special

8.05
%
variable
interest
rate1
PA
8.33
%
comparison
rate2
PA

Ready for an upgrade? Our New Car Loan Special can get you behind the wheel in no time:

For new motor vehicles up to 1 year old

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

 

Find out more
Apply online Book appointment

New Wheels Car Loan

9.50
%
variable
interest
rate1
PA
9.79
%
comparison
rate2
PA

The New Wheels Car loan can quickly finance the purchase of your new or used car:

For motor vehicles between 1 and 5 years old

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

 

Find out more
Apply online Book appointment

Drive Away Car Loan

10.50
%
variable
interest
rate1
PA
10.79
%
comparison
rate2
PA

Drive Away Car loan, perfect for older car purchases:

For motor vehicles from 5 years old

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

Find out more
Apply online Book appointment
our offers

Our car loans offers

With an LCU car loan you can expect the following:

Fee free redraw facility

No account keeping or annual fees

Repayments can be made weekly, fortnightly or monthly

Easy repayment options to choose your method or set up salary deductions

Make unlimited additional repayments with no penalties
Apply online
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Apply for a Car Loan Apply online now
Get in touch with our team Call us
Email your enquiry to our team Email us
Visit us at our branch Contact Us
Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

View our Target Market Determination for this product here