Disclosure Documents

Terms, conditions, and other information

Financial Services Guide
Before reading the Terms and Conditions of any of our facilities, you should first read our Financial Services Guide (FSG).

Disclosure Documents

Important information about the terms and conditions, fees & charges, transaction limits that apply to accounts or access facilities.

You should retain the relevant document for future reference as the information will also apply to new accounts you obtain or to facilities for accessing these accounts.

For your easy reference here are the relevant documents (click on the links below to access the relevant disclosure statement).


We value your trust in us as a member-owned financial institution. It is important for us to keep your information secure. As a financial institution it is also important for us to keep your information confidential. To achieve this we will comply with the Privacy Act 1988, the Australian Privacy Principles (APPs) and the Credit Reporting Privacy Code.

The Privacy Act 1988 sets out how we are to collect, use, disclose and store personal, credit and credit eligibility information. The Privacy Act 1988 also requires us to have a privacy policy.

Should you have any enquiries regarding privacy please contact: privacy@lcu.com.au

Fees and Charges