Reserve Bank of Australia Cash Rate Update
On Tuesday, 3 February 2026, the official cash rate increased from 3.60% p.a. to 3.85% p.a.
For current members with Savvy Saver and Young & Free accounts, your interest rate will increase by 0.25% effective 12 February 2026.
For current members with a variable rate home loan, an increase of 0.25% will apply, effective from 1 March 2026.
Affected members will receive formal notification outlining interest rate changes and updated repayment amounts. These communications will be provided through our usual channels.
