Target
Market Determinations
A determination made by LCU of the class of customers our products have been designed for
Target
What is a Target Market Determination?
A Target Market Determination (TMD) is a determination that LCU has made to describe the class of customers this product has been designed for; specify product distribution conditions; specify review periods and triggers; and set out reporting requirements.
A TMD is not a product disclosure statement and is not a full summary of the product features or the terms of the product. It is not intended to be a customer disclosure document and does not take into account any person’s individual objectives, financial situation or needs.
If you are interested in acquiring an LCU Banking Product, please carefully read the LCU Account and Access Facility Conditions of Use; Summary of Accounts & Availability of Access Facilities and Fees & Charges brochure before making a decision. This information is available on our Disclosure Documents page or by request.
If you are interested in acquiring Home Loan products, please carefully read the relevant Home Loan Key Fact Sheet and Fees and Charges brochure before making a decision. Fees, charges, terms and conditions apply. This information is available on request.
Please view our TMDS for each product below or request for them at; email info@lcu.com.au or phone us on 02 9859 0585.
Personal Accounts:
- S1 On Call – Target Market Determination
- S34 Savvy Saver – Target Market Determination
- S33 Young and Free – Target Market Determination
- S50 Esaver – Target Market Determination
- S40 Offset account – Target Market Determination
- S4 Christmas Club Account – Target Market Determination (Discontinued Product)
- S8 Intelligent Saver – Target Market Determination (Discontinued Product)
- Visa debit card – Target Market Determination
Business Accounts:
- S10 Business Account – Target Market Determination
- S51 Esaver Business – Target Market Determination
Fixed Term Deposits
- I3 Fixed term deposit – Target Market Determination
- I5 Fixed term deposit – Target Market Determination
Home loans
- L15 Intelligent Mortgage Fixed – Target Market Determination
- L25 Savvy First Home Loan – Target Market Determination
- L26 Intelligent Mortgage Variable – Target Market Determination
- L29 Bridging Loan – Target Market Determination
- L30 Intelligent Mortgage 300 – Target Market Determination
- L9 Intelligent Mortgage Fixed (interest only) – Target Market Determination
Personal loans/Car loans
- L11 Personal Loan – Target Market Determination
- Unsecured Overdraft Facility – Target Market Determination
- Secured Overdraft Facility – Target Market Determination
- L12 New Car Loan- Target Market Determination
- L13 Standard Car Loan- Target Market Determination
- L19 Standard Car Loan- Target Market Determination