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Home Renovation
Loan

Looking to renovate your home with a short-term personal loan, the LCU Home Renovation Loan might be just what you're looking for

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Home Renovation
Loan

10.85
%
variable
interest
rate1
PA
11.14
%
comparison
rate2
PA

If you are a property owner or have your current home loan with LCU and you are looking to renovate your home with a short-term personal loan, the LCU Home Renovation Loan might be just what you’re looking for.

Fee free redraw facility

No account keeping or annual fees

Variable rate loan

Make unlimited additional repayments with no penalties

Easy repayment options to choose your method or set up salary deductions

Great for making those big purchases for your home

 

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Key Feature

Interest Rates
Compare home loan rates
Variable Interest Rate
10.85%p.a.
Comparison Rate
11.14%p.a.
Fee
Annual Fee
$0
Monthly Fee
$0
Redraw Fee
$0
Application Fee
$200
Features
Maximum Term in Years
10 years
Minimum Amount
$2,000
Redraw Facility
Yes
Additional Repayments
Unlimited extra repayments
Early repayments without penalty
Yes
Automatic Deposits (salary / account)
Yes
Repayments
Weekly, fortnightly or monthly
Repayment type
Principal and interest

Calculator

What do I need to apply?

Here's a list of everything that you'll need to apply for a loan with us.

Loan checklist

Latest 2 pay slips or income statements

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

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How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Apply for a Personal Loan Apply online now
Get in touch with our team Call us
Email your enquiry to our team Email us
Visit us at our branch Our location
Take a look at our Personal Loans

At LCU, we have a range of personal loans which have been tailored to suit your needs.

Compare rates
Ready to get started?

When you’re ready to apply, you can book an appointment or request a call from a LCU lending specialist who will help you with your application.

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Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view the Target Market determination for this product here