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Home Renovation
Loan

Apply online

Home › Home Renovation Loan

• Rates
• Key Feature
• Calculator
• How to Apply

Home Renovation
Loan

10.85

%

variable
interest
rate¹

PA

11.14

%

comparison
rate²

PA

If you are a property owner or have your current home loan with LCU and you are looking to renovate your home, the LCU Home Renovation Personal Loan might be just what you’re looking for.

Fee free redraw facility

No account keeping or annual fees

Make unlimited additional repayments with no penalties

Variable rate loan

Easy repayment options to choose your method or set up salary deductions

Great for making those big purchases for your home

Apply online Book appointment

Key Feature

Interest Rates

Compare home loan rates

Variable Interest Rate

10.85%p.a.

Comparison Rate

11.14%p.a.

Fee

Annual Fee

$0

Monthly Fee

$0

Redraw Fee

$0

Application Fee

$200

Features

Minimum Amount

$2,000

Maximum Term in Years

7 years

Redraw Facility

Yes

Additional Repayments

Unlimited extra repayments

Repayments

Weekly, fortnightly or monthly

Early repayments without penalty

Yes

Automatic Deposits (salary / account)

Yes

Repayment type

Principal and interest

Calculator

What do I need to apply?

Here's a list of everything that you'll need to apply for a home loan with us.

Home loan checklist

Latest 2 pay slips or income statements

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Apply for a Personal Loan Apply online now

Get in touch with our team Call us

Email your enquiry to our team Email us

Visit us at our branch Our location

essential information

Key Facts Sheets

A Key Facts Sheet is a quick and easy way to understand your loan and its long-term value. To generate a Key Facts Sheet for our loans, please click the button below.

Get Key Facts Sheet

Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates,

Compare rates

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

Book appointment

Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view our Target market determination forms here