Overdraft

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Overdraft

15.90
%
variable
interest
rate1
PA

Looking for a cheaper and flexible credit card alternative?

Then why not make use of the LCU overdraft facility? The LCU overdraft facility is designed to allow you to cover those unexpected expenses that might catch you off guard.

Peace of mind

Convenient

Availability of funds

Key Feature

Interest Rates
Variable Interest Rate
15.90
Fee
Annual Fee
0
Monthly Fee
0
Redraw Fee
0
Application Fee
200
Features
Early repayments without penalty
Yes
Automatic Deposits (salary / account)
Yes
Minimum Amount
1000
Maximum Term in Years
Ongoing
Repayments
Weekly, fortnightly or monthly

Calculator

What do I need to apply?

Here's a list of everything that you'll need to apply for an overdraft with us.

Overdraft checklist

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

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How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Loan application Apply online now
Call us (02) 9859 0585
Visit us at our branch Our location
Take a look at our Personal Loans

At LCU, we have a range of personal loans which have been tailored to suit your needs.

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU lending specialist who will help you with your application.

Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

Please view the Target Market Determination for this product:

Unsecured Overdraft Facility – Target Market Determination

Secured Overdraft Facility – Target Market Determination