Looking for a cheaper and flexible credit card alternative?
Then why not make use of the LCU overdraft facility? The LCU overdraft facility is designed to allow you to cover those unexpected expenses that might catch you off guard.
Peace of mind
Convenient
Availability of funds
Variable rate
Linked to your S1 On Call Account
No account keeping or annual fees
Here's a list of everything that you'll need to apply for an overdraft with us.
Latest 2 pay slips or income statements
Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit
Latest 3 months statements (all pages) of all bank accounts
Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)
A recent copy of rental lease or if boarding, a letter from the owner
Council Rates notice for all properties owned
Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.
At LCU, we have a range of personal loans which have been tailored to suit your needs.
When you’re ready to apply, you can book an appointment online or request a call from a LCU lending specialist who will help you with your application.
1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.
Please view the Target Market Determination for this product here
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