Personal
Loan

Apply online

Personal
Loan

15.25
%
variable
interest
rate1
PA
15.55
%
comparison
rate2
PA

Whatever the purpose, LCU’s Personal Loan will have you indulging in no time.

No redraw fees

No ongoing fees

Early repayment options without penalty

Variable and lump sum repayments

Automatic repayment from salary

 

Key Feature

Interest Rates
Variable Interest Rate
15.25
Comparison Rate
15.55
Fee
Annual Fee
0
Monthly Fee
0
Redraw Fee
0
Application Fee
200
Features
Early repayments without penalty
Yes
Automatic Deposits (salary / account)
Yes
Minimum Amount
2,000
Maximum Term in Years
7
Redraw Facility
Yes
Repayments
Weekly, fortnightly or monthly

Calculator

What do I need to apply?

Here's a list of everything that you'll need to apply for a loan with us.

Loan checklist

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Loan application Apply online now
Call us (02) 9859 0585
Visit us at our branch Our location
Take a look at our Personal Loans

At LCU, we have a range of personal loans which have been tailored to suit your needs.

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU lending specialist who will help you with your application.

Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view the Target Market Determination for this product here