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Property Investment
Mortgage Fixed

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Property Investment
Mortgage Fixed

1 Year Fixed

6.59
%
1
year
fixed
interest
rate1
PA
6.34
%
1
year
fixed
comparison
rate2
PA

2 Year Fixed

7.24
%
2
year
fixed
interest
rate1
PA
6.51
%
2
year
fixed
comparison
rate1
PA

Lock in one of our competitive interest rates for 1 or 2 years. This option gives you security knowing the rates won’t change during the locked period.

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

 

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Key Feature

Interest Rates
Compare home loan rates
Fixed Interest Rate
6.59%
Comparison Rate
6.30%
Fee
Annual Fee
0
Monthly Fee
0
Redraw Fee
0
Application Fee
200
Features
Additional Repayments
Up to 10,000
Automatic Deposits (salary / account)
Yes
Minimum Amount
50,000
Maximum borrowing capacity (LVR)
80%
Maximum Term in Years
30
Redraw Facility
Yes
Repayments
Weekly, fortnightly or monthly

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What do I need to apply?

Here's a list of everything that you'll need to apply for a home loan with us.

Home loan checklist

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

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How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

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Call us (02) 9859 0555
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Key Facts Sheets

To generate a Key Facts Sheet for our loans, please click the button below.

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Take a look at our Investment Loans

At LCU, we have a wide range of investment loans which have been tailored to suit your needs. For full details on our various loans and rates,

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Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

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Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply. Fixed rate is available for 1 or 2 years. At the end of the fixed period, loans will revert to the Property Investment Mortgage Variable rate.

2 Comparison rate based on a loan of $150,000 over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view the Target Market Determination for this product here