Property Investment
Mortgage Fixed

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Property Investment
Mortgage Fixed

1 Year Fixed

6.59
%
1
year
fixed
interest
rate1
PA
6.34
%
1
year
fixed
comparison
rate2
PA

2 Year Fixed

7.24
%
2
year
fixed
interest
rate1
PA
6.51
%
2
year
fixed
comparison
rate1
PA

Lock in one of our competitive interest rates for 1 or 2 years. This option gives you security knowing the rates won’t change during the locked period.

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

 

Key Feature

Interest Rates
Fixed Interest Rate
6.59%
Comparison Rate
6.30%
Fee
Annual Fee
0
Monthly Fee
0
Redraw Fee
0
Application Fee
200
Features
Additional Repayments
Up to 10,000
Automatic Deposits (salary / account)
Yes
Minimum Amount
50,000
Maximum borrowing capacity (LVR)
80%
Maximum Term in Years
30
Redraw Facility
Yes
Repayments
Weekly, fortnightly or monthly

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What do I need to apply?

Here's a list of everything that you'll need to apply for a home loan with us.

Home loan checklist

Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit

Latest 3 months statements (all pages) of all bank accounts

Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)

A recent copy of rental lease or if boarding, a letter from the owner

Council Rates notice for all properties owned

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How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Quick Start loan application Apply online now
Call us (02) 9859 0555
Visit us at our branch Our location
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Key Facts Sheets

To generate a Key Facts Sheet for our loans, please click the button below.

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Take a look at our Investment Loans

At LCU, we have a wide range of investment loans which have been tailored to suit your needs. For full details on our various loans and rates,

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply. Fixed rate is available for 1 or 2 years. At the end of the fixed period, loans will revert to the Property Investment Mortgage Variable rate.

2 Comparison rate based on a loan of $150,000 over 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Please view the Target Market Determination for this product here L15 Intelligent Mortgage Fixed – Target Market Determination