Savvy Saver

Apply online

Savvy Saver


Whether you are saving for a home deposit, a car, a holiday or something else, we can help you reach your savings goal faster with a competitive interest rate.

Earn bonus interest where you deposit at least $200 and make no withdrawals in the same month

Attach a PayID to easily receive payments to your account

Use PayTo to manage payments from your account

Tiered Interest Rate Structure

Interest Calculation
The rate applies to the entire balance
$0.01 - $100,000
$100,000.01 - $500,000
$500,000.01 - $1,000,000
2.45% pa
$1,000,000.01 and over
2.35% pa
Base Interest rate
0.01% pa
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Membership application Apply online now
Enquire online Contact form
Call us (02) 9859 0555
Visit us at our branch Our location

Welcome to Laboratories Credit Union

We are a locally-owned and operated credit union (member-owned financial institution) at Riverside Corporate Park, North Ryde.

Join us today
Take a look at our Accounts

At LCU, we have a wide range of savings accounts which have been tailored to suit your needs.

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from us to help you with your application.

Things you should know

1 The interest rate is variable, is calculated daily on the whole balance, and credited monthly. You must make a deposit of at least $200 per month and not make any withdrawals within the same month to receive the bonus interest. If the bonus conditions aren’t met the interest rate is calculated at the Base Interest Rate

Rates are subject to change. Please refer to our rates and fees page. Terms and conditions apply.

Please view the Target Market Determination for this product S34 Savvy Saver – Target Market Determination