Young and Free
Student Account

Apply online

Young and Free
Student Account


Introducing our specialized student savings Account, crafted to equip you with essential financial tools while you pursue your studies.

Higher rate of interest for deposits up to $10,0001

No monthly Visa Card Fee

Visa Debit Card available2

Available for people between the ages of 8 to 25 years old3

Attach a PayID to easily receive payments to your account

Use PayTo to manage payments from your account

Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Membership application Apply online now
Enquire online Contact form
Call us (02) 9859 0555
Visit us at our branch Our location

Welcome to Laboratories Credit Union

We are a locally-owned and operated credit union (member-owned financial institution) at Riverside Corporate Park, North Ryde.

Join us today
Take a look at our Accounts

At LCU, we have a wide range of savings accounts which have been tailored to suit your needs.

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from us to help you with your application.

Things you should know

1 Interest rate available for balances up to $10,000.00, for balances over $10,000.00 please refer to the On Call Savings Account interest rates.
2 visa debit card is only available for people over the ages of 12 years old.
3Only available to people between the ages of 8 years old to 25 years old as long as they are studying full time.

Rates are subject to change. Please refer to our rates and fees page. Terms and conditions apply.

Please view the Target market determination for this product S33 Young and Free – Target Market Determination